Progressing up the career ladder, perhaps in a serious long-term relationship and having children potentially in the picture, even with a busy work-life day to day, it is imperative to keep an eye on your financial future with things like pensions and tax efficient vehicles.
You might be settling down, have an idea of long-term career progression, have picked an industry, are a homeowner with increased responsibilities and maybe even starting a family. You likely have more disposable income and are more interested in investing for the future.
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Starting a family
Forming a partnership and getting married is a significant step in many people's lives and is essential to reassess goals and priorities with increased responsibilities and ensure that yours and your partner's goals are aligned.
Improved earnings
Having reached a more senior position and progressed within your field, your increased earnings allow for more luxury spending on travel and leisure – don’t forget to use some of this extra cash to put towards long-term investments.
Home improvements
Now you are settling into a home of your own, part of your disposable income may be going towards increasing the value of the home equity – this may not be the forever home, but there is nothing wrong with enjoying the four walls you come home to every night and getting that extension, doing up the garden, or revamping the kitchen.
Career progression
With increased experience comes more responsibility and likely increasing time commitments at work. It can be difficult balancing between home-life, work, and personal finances, but it is important to still stay on top of professional development to continue career progression
